Privacy
Privacy
Please read this Privacy Policy carefully to learn more about how Towntalk Solutions Inc (“Towntalk”) stores and processes your information.
Please read this Privacy Policy carefully to learn more about how Towntalk Solutions Inc (“Towntalk”) stores and processes your information.
Information collection
Information collection
01
We may collect information about you that is personally identifiable like your name, location, email address, phone number, date of birth, gender, payment details and other information that is not otherwise publicly available.
02
To maintain the security of our platforms and reduce harmful conduct such as spam or misuse, we may collect information about your device, browser, operating system, network, and other technical details about how you connect to our products and services.
03
To enhance your experience, we may also collect information about how you use Towntalk’s products, including the types of content you view, report, or engage with, the features you use, the actions you take, the people or accounts you interact with, and the time, frequency, and duration of your activities.
Use of information
Use of information
04
The information we collect from you is used in a number of ways. We use it to process your registration, fulfill your service requests, facilitate payments for services provided, maintain the quality of our products, and personalize and improve your overall experience. We may also use the information to generate usage statistics, conduct research, enhance service delivery, fulfill specific requests you have made, and prepare internal reports for Towntalk and for our current or potential partners such as agents, investors, sponsors, advertisers, influencers, and other stakeholders.
05
We may use location-related information to provide, personalize, and improve Towntalk’s
products and services for you and other users.
06
From time to time, we may wish to provide or connect you with information — including from third parties — about new features of Towntalk’s products or other services we believe may be of interest to you. If you do not wish to receive these communications, you can opt out via your account settings or by contacting our Data Protection Officer at dpo@towntalk.ng.
07
We may engage other companies or service providers to perform services on our behalf — for example, conducting statistical analysis, processing payments, or providing customer support. These companies may be given access to your personal information only to the extent necessary to deliver those services, and they are prohibited from using it for any other purpose.
08
We may also use the information we collect to verify accounts and activity, detect and prevent harmful conduct (including spam, fraud, or misuse), and promote safety and security across our platforms. For instance, we may use data to investigate suspicious activity, enforce our Terms and Conditions, or identify situations where someone may need assistance.
09
We reserve the right to disclose information about you or your use of Towntalk products if required to do so by law (such as in response to a subpoena, warrant, or court order), to protect against fraudulent or unlawful use of our services, to safeguard our rights or property, or to defend the safety of our users and the public when we believe in good faith that disclosure is necessary.
10
We will never sell or rent your personal information to third parties, and will only share information as described in this policy.
04
The information we collect from you is used in a number of ways. We use it to process your registration, fulfill your service requests, facilitate payments for services provided, maintain the quality of our products, and personalize and improve your overall experience. We may also use the information to generate usage statistics, conduct research, enhance service delivery, fulfill specific requests you have made, and prepare internal reports for Towntalk and for our current or potential partners such as agents, investors, sponsors, advertisers, influencers, and other stakeholders.
05
We may use location-related information to provide, personalize, and improve Towntalk’s
products and services for you and other users.
06
From time to time, we may wish to provide or connect you with information — including from third parties — about new features of Towntalk’s products or other services we believe may be of interest to you. If you do not wish to receive these communications, you can opt out via your account settings or by contacting our Data Protection Officer at dpo@towntalk.ng.
07
We may engage other companies or service providers to perform services on our behalf — for example, conducting statistical analysis, processing payments, or providing customer support. These companies may be given access to your personal information only to the extent necessary to deliver those services, and they are prohibited from using it for any other purpose.
08
We may also use the information we collect to verify accounts and activity, detect and prevent harmful conduct (including spam, fraud, or misuse), and promote safety and security across our platforms. For instance, we may use data to investigate suspicious activity, enforce our Terms and Conditions, or identify situations where someone may need assistance.
09
We reserve the right to disclose information about you or your use of Towntalk products if required to do so by law (such as in response to a subpoena, warrant, or court order), to protect against fraudulent or unlawful use of our services, to safeguard our rights or property, or to defend the safety of our users and the public when we believe in good faith that disclosure is necessary.
10
We will never sell or rent your personal information to third parties, and will only share information as described in this policy.
Information from other sources
Information from other sources
11
We may sometimes supplement the information we collect through Towntalk products with information from other sources. These may include data from trusted third parties that help us reconcile accounts, improve the accuracy of our records, enhance search results or links, and prevent or detect fraud and other harmful activities.
11
We may sometimes supplement the information we collect through Towntalk products with information from other sources. These may include data from trusted third parties that help us reconcile accounts, improve the accuracy of our records, enhance search results or links, and prevent or detect fraud and other harmful activities.
Cookies
Cookies
12
Cookies are small text files stored on your device for record-keeping purposes. Towntalk products may use cookies to personalize your experience, improve convenience, and save you time when you return to our platforms.
13
You can choose to decline cookies by adjusting your browser settings. However, if you opt out of receiving cookies, some features of Towntalk’s products may not function properly, and your overall experience may be limited.
12
Any personally identifiable information that you disclose through any features on Area! may be collected and used by others. We recommend caution when giving out information to others in these public online fora.
13
We may sometimes supplement the information we collect through Towntalk products with information from other sources. These may include data from trusted third parties that help us reconcile accounts, improve the accuracy of our records, enhance search results or links, and prevent or detect fraud and other harmful activities.
Communities and Forums
Communities and Forums
14
Any personally identifiable information that you share through public features on Towntalk products (such as forums, discussion boards, or community features) may be collected and used by others. We encourage you to exercise caution when disclosing personal details in these settings. Towntalk is not responsible for the actions of third parties who access or use the information you choose to share publicly.
14
Any personally identifiable information that you share through public features on Towntalk products (such as forums, discussion boards, or community features) may be collected and used by others. We encourage you to exercise caution when disclosing personal details in these settings. Towntalk is not responsible for the actions of third parties who access or use the information you choose to share publicly.
Access and control of information
Access and control of information
15
You can access, edit, and delete certain information that we collect and process about you. For example, you can update personally identifiable information such as your name, email address, and phone number in your account settings. We want your information to be accurate and up to date. If your details change, please update your account so we can correct any information we believe is inaccurate.
16
We may occasionally send registered users important service communications related to Towntalk products (e.g., security alerts, service disruptions, changes to terms or policies). These messages are part of the service and, where permitted by law, you may not be able to opt out of them. We may also send marketing communications about new features or other products and services we think may interest you; you can opt out of marketing at any time via your account settings or by contacting our Data Protection Officer.
17
You have the right to request deletion of your personal information (“right to be forgotten”). To make this request, please email our Data Protection Officer at dpo@towntalk.ng. We may need to verify your identity before processing the request. Please note that we may retain certain information where required by law, for legitimate business purposes (such as fraud prevention or accounting), or for a limited period in backup systems, after which it will be securely deleted.
15
You can access, edit, and delete certain information that we collect and process about you. For example, you can update personally identifiable information such as your name, email address, and phone number in your account settings. We want your information to be accurate and up to date. If your details change, please update your account so we can correct any information we believe is inaccurate.
16
We may occasionally send registered users important service communications related to Towntalk products (e.g., security alerts, service disruptions, changes to terms or policies). These messages are part of the service and, where permitted by law, you may not be able to opt out of them. We may also send marketing communications about new features or other products and services we think may interest you; you can opt out of marketing at any time via your account settings or by contacting our Data Protection Officer.
17
You have the right to request deletion of your personal information (“right to be forgotten”). To make this request, please email our Data Protection Officer at dpo@towntalk.ng. We may need to verify your identity before processing the request. Please note that we may retain certain information where required by law, for legitimate business purposes (such as fraud prevention or accounting), or for a limited period in backup systems, after which it will be securely deleted.
Links
Links
18
Towntalk products may contain links to third-party websites, applications, or services. We are not responsible for the privacy practices, policies, or content of such third parties. This Privacy Policy applies only to Towntalk’s products and services, not to any external platforms that may be accessed through them. We encourage you to review the privacy statements of any third-party sites or applications you choose to visit.
18
Towntalk products may contain links to third-party websites, applications, or services. We are not responsible for the privacy practices, policies, or content of such third parties. This Privacy Policy applies only to Towntalk’s products and services, not to any external platforms that may be accessed through them. We encourage you to review the privacy statements of any third-party sites or applications you choose to visit.
Business or Asset Transfer or Sale
Business or Asset Transfer or Sale
19
We may choose to acquire, or sell business asset of our business or merge with another business. In such transactions, information obtained from you is generally one of the transferred business assets. In the event of such transfer, we will make reasonable efforts to notify you of any change in ownership or control of your personal information. Any casual inadvertence in providing such notification shall be considered a breach of our obligation under the policy.
19
We may choose to acquire, or sell business asset of our business or merge with another business. In such transactions, information obtained from you is generally one of the transferred business assets. In the event of such transfer, we will make reasonable efforts to notify you of any change in ownership or control of your personal information. Any casual inadvertence in providing such notification shall be considered a breach of our obligation under the policy.
Changes to this Policy and Conditions of Use
Changes to this Policy and Conditions of Use
20
We keep this Privacy Policy under regular review. If we make material changes, we will post the updated policy on our website (www.towntalk-solutions.com) and, where appropriate, notify you directly (for example, by email if you have provided one).
We encourage you to review this Privacy Policy periodically to stay informed about how we protect the personal information
we collect.
21
By using Towntalk products and services, you signify your acceptance of this Privacy Policy and our Terms of Use. If you do not agree with this policy, please discontinue use of our products and services. By submitting your personal information, you consent to its use as described in this policy and confirm that you have the necessary authority to provide any information you furnish to Towntalk. Your continued use of Towntalk products after any updates to this Privacy Policy have been posted will be deemed your acceptance of those changes.
20
We keep this Privacy Policy under regular review. If we make material changes, we will post the updated policy on our website (www.towntalk-solutions.com) and, where appropriate, notify you directly (for example, by email if you have provided one).
We encourage you to review this Privacy Policy periodically to stay informed about how we protect the personal information
we collect.
21
By using Towntalk products and services, you signify your acceptance of this Privacy Policy and our Terms of Use. If you do not agree with this policy, please discontinue use of our products and services. By submitting your personal information, you consent to its use as described in this policy and confirm that you have the necessary authority to provide any information you furnish to Towntalk. Your continued use of Towntalk products after any updates to this Privacy Policy have been posted will be deemed your acceptance of those changes.
Contact us
Contact us
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By visiting Area!, you signify your acceptance of this policy and Area!’s Terms of Use. If you do not agree to this policy, please do not use Area!. By submitting your personal information, you consent to the use of that information as set out in this policy. You confirm that you have the consent to provide any information you have furnished on Area!. Your continued use of Area! following the posting of changes to this policy will be deemed your acceptance of those changes.
22
By visiting Area!, you signify your acceptance of this policy and Area!’s Terms of Use. If you do not agree to this policy, please do not use Area!. By submitting your personal information, you consent to the use of that information as set out in this policy. You confirm that you have the consent to provide any information you have furnished on Area!. Your continued use of Area! following the posting of changes to this policy will be deemed your acceptance of those changes.
Effective Date: 1st September 2025
Effective Date: 1st September 2025